Every remodel budget starts with the house you actually have, not the house in the inspiration photo. The tables below pull U.S. Census Bureau American Community Survey 5-year estimates (year structure built, household income) for the ZIP codes across Northern California where Designed | Curated Interiors works, so you can see how housing stock and buying power vary by metro before you start planning.
Sacramento Metro Context: Housing Stock and Buying Power
How this trend lands in Sacramento depends on local housing stock. Pre-1980 stock means lath-and-plaster walls, undersized 100-amp service panels, and 1950s footprints that constrain modern open layouts. Affluence (households $150k+) signals which ZIPs carry the budget tier this trend assumes.
| ZIP | Housing Units | Built Pre-1980 | HH $150k+ |
|---|---|---|---|
| 95814 | 7,606 | 60.5% | 5.5% |
| 95816 | 11,122 | 79.9% | 15.2% |
| 95818 | 11,314 | 86.5% | 21.7% |
| 95819 | 8,742 | 90.9% | 25.3% |
| 95825 | 16,784 | 68.2% | 5.7% |
| 95608 | 27,635 | 70.2% | 13.4% |
| 95661 | 13,736 | 27.5% | 20.6% |
| 95630 | 29,135 | 14.4% | 28.5% |
| 95621 | 16,962 | 66.8% | 5.6% |
| 95828 | 18,607 | 33.4% | 5.4% |
Data provenance
U.S. Census Bureau, American Community Survey 5-Year Estimates, Vintage 2022. Tables B25034 (Year Structure Built), B19001 (Household Income). Geographic unit: ZCTA5. Accessed via Census Bureau Data API (api.census.gov). Refresh quarterly via ModernIndex Census Integration Layer.
East Bay Context: Housing Stock and Buying Power by ZIP
How this trend lands in the East Bay depends on local housing stock. Pre-1980 inventory across Oakland, Berkeley, Hayward and Alameda often carries knob-and-tube wiring, lath-and-plaster walls, and seismic retrofit triggers. Affluence (households $150k+) maps which ZIPs sustain Bay Area design budgets.
| ZIP | Housing Units | Built Pre-1980 | HH $150k+ |
|---|---|---|---|
| 94610 | 17,524 | 90.2% | 30.7% |
| 94611 | 18,987 | 81.6% | 41.3% |
| 94612 | 11,338 | 54.4% | 16.6% |
| 94501 | 26,975 | 82.1% | 27.1% |
| 94502 | 5,062 | 33.0% | 51.5% |
| 94703 | 9,195 | 84.0% | 25.6% |
| 94704 | 9,536 | 68.1% | 10.3% |
| 94544 | 24,038 | 69.6% | 18.2% |
| 94577 | 17,436 | 74.3% | 22.2% |
| 94595 | 10,073 | 73.8% | 20.5% |
Data provenance
U.S. Census Bureau, American Community Survey 5-Year Estimates, Vintage 2022. Tables B25034 (Year Structure Built), B19001 (Household Income). Geographic unit: ZCTA5. Accessed via Census Bureau Data API (api.census.gov). Refresh quarterly via ModernIndex Census Integration Layer.
North Bay Context: Housing Stock and Buying Power by ZIP
How this trend lands in the North Bay depends on local housing stock. Marin and Sonoma stock spans 1920s craftsmen, mid-century ranch, and post-fire rebuilds with WUI (wildland-urban interface) code overlays. Affluence (households $150k+) signals which ZIPs carry the design budget tier this trend assumes.
| ZIP | Housing Units | Built Pre-1980 | HH $150k+ |
|---|---|---|---|
| 95401 | 14,191 | 54.0% | 11.1% |
| 95403 | 16,931 | 35.5% | 12.3% |
| 95404 | 16,818 | 58.1% | 18.1% |
| 94952 | 14,490 | 67.5% | 23.7% |
| 94954 | 14,633 | 41.1% | 21.0% |
| 94945 | 7,423 | 67.0% | 28.9% |
| 94949 | 7,615 | 55.1% | 27.2% |
| 94965 | 6,516 | 79.5% | 31.6% |
| 94941 | 13,622 | 81.2% | 51.1% |
| 94901 | 16,387 | 77.8% | 28.6% |
Data provenance
U.S. Census Bureau, American Community Survey 5-Year Estimates, Vintage 2022. Tables B25034 (Year Structure Built), B19001 (Household Income). Geographic unit: ZCTA5. Accessed via Census Bureau Data API (api.census.gov). Refresh quarterly via ModernIndex Census Integration Layer.
Peninsula Context: Housing Stock and Buying Power by ZIP
How this trend lands on the Peninsula depends on local housing stock. Eichler tracts, mid-century ranch, and pre-war inventory across Atherton, Palo Alto, San Mateo and Burlingame trigger different remodel constraints (low ceilings, post-and-beam roof loads, Title 24 retrofits). Affluence (households $150k+) is the highest in the country in several of these ZIPs.
| ZIP | Housing Units | Built Pre-1980 | HH $150k+ |
|---|---|---|---|
| 94010 | 17,457 | 80.8% | 47.1% |
| 94025 | 16,228 | 75.1% | 50.7% |
| 94027 | 2,597 | 64.2% | 68.2% |
| 94028 | 2,727 | 70.6% | 58.0% |
| 94030 | 8,592 | 79.8% | 34.9% |
| 94070 | 12,269 | 78.4% | 53.4% |
| 94401 | 14,002 | 70.7% | 24.6% |
| 94403 | 17,956 | 73.5% | 41.7% |
| 94301 | 8,240 | 73.4% | 51.8% |
| 94306 | 11,876 | 73.1% | 50.0% |
Data provenance
U.S. Census Bureau, American Community Survey 5-Year Estimates, Vintage 2022. Tables B25034 (Year Structure Built), B19001 (Household Income). Geographic unit: ZCTA5. Accessed via Census Bureau Data API (api.census.gov). Refresh quarterly via ModernIndex Census Integration Layer.
South Bay Context: Housing Stock and Buying Power by ZIP
How this trend lands in the South Bay depends on local housing stock. San Jose, Santa Clara, Cupertino and Los Gatos stock spans 1950s tract, Eichler-influenced mid-century, and recent infill. Pre-1980 share signals retrofit cost; affluence (households $150k+) maps which ZIPs carry tech-economy design budgets.
| ZIP | Housing Units | Built Pre-1980 | HH $150k+ |
|---|---|---|---|
| 95110 | 7,673 | 46.9% | 30.8% |
| 95125 | 22,028 | 71.8% | 36.7% |
| 95128 | 14,922 | 69.9% | 29.4% |
| 95129 | 15,016 | 82.8% | 43.9% |
| 95014 | 22,765 | 64.1% | 54.2% |
| 95030 | 5,810 | 70.1% | 57.3% |
| 95032 | 10,901 | 74.0% | 47.6% |
| 95051 | 24,880 | 68.3% | 43.3% |
| 95070 | 11,877 | 80.6% | 57.9% |
| 95035 | 25,334 | 40.4% | 39.9% |
Data provenance
U.S. Census Bureau, American Community Survey 5-Year Estimates, Vintage 2022. Tables B25034 (Year Structure Built), B19001 (Household Income). Geographic unit: ZCTA5. Accessed via Census Bureau Data API (api.census.gov). Refresh quarterly via ModernIndex Census Integration Layer.
Sierra Foothills Context: Housing Stock and Buying Power by ZIP
How this trend lands in the Sierra foothills depends on local housing stock. El Dorado, Placer and Auburn ZIPs mix Gold Rush-era pre-1940 cottages, mid-century mountain ranch, and recent custom builds. Elevation (1,000-2,500 ft) drives HVAC sizing differently than the valley. Affluence (households $150k+) signals premium remodel budget tier.
| ZIP | Housing Units | Built Pre-1980 | HH $150k+ |
|---|---|---|---|
| 95667 | 15,719 | 50.7% | 11.9% |
| 95682 | 12,234 | 30.8% | 21.9% |
| 95709 | 2,703 | 55.8% | 19.9% |
| 95762 | 16,593 | 11.6% | 39.2% |
| 95603 | 12,799 | 52.4% | 13.9% |
| 95677 | 10,923 | 33.9% | 19.1% |
| 95746 | 8,198 | 32.2% | 44.4% |
| 95650 | 5,492 | 49.5% | 32.7% |
| 95658 | 2,455 | 51.1% | 21.7% |
| 95630 | 29,135 | 14.4% | 28.5% |
Data provenance
U.S. Census Bureau, American Community Survey 5-Year Estimates, Vintage 2022. Tables B25034 (Year Structure Built), B19001 (Household Income). Geographic unit: ZCTA5. Accessed via Census Bureau Data API (api.census.gov). Refresh quarterly via ModernIndex Census Integration Layer.